Credit Manager (Kabul, Afghanistan) Jobs in Afghanistan

Job Description
Key responsibilities of the job are as follows:

- Develops and implements marketing plans designed to build relationships with current clients and bring new relationships into the Bank.
- Assist in the management of loan portfolio. Responsible for collecting updated financial information, recovery of past due loan payments, and assisting in processing loan renewals.
- Marketing of different types of loans and credit facilities that are available, as well as the terms of respective services.
- Negotiate payment arrangements with customers who have delinquent loans.


- Prepare reports to send to customers whose accounts are delinquent, and forward irreconcilable accounts for collector action.
- Review and update credit and loan files.
- Review loan agreements to ensure that they are complete and accurate according to policy.
- Handle customer complaints and take appropriate action to resolve them.
- Examine, evaluate and process applications for credit or loans and control and process accounts.
- Assess loan requests or commercial credit applications through interviews with applicants and checking application forms, references, credit ratings, credit scores and other information.
- Approve or recommend approval of loans and commercial credit applications within credit and risk policy guidelines of the bank.
- Prepare reports of loans and accounts which have outstanding (unpaid) amounts.
- Prepare reports on credit ratings of customers.
- Conduct financial and marketing appraisals of clients businesses.
- Answer enquiries concerning loan balances or commercial accounts, penalties and credit standing of customers.
- Record and finalise credit committee minutes on as and when required basis.
- Dealing with 3rd parties as evaluators, lawyers, financial accountants etc.
- Maintain a close liaison with all departments in the bank on a regular basis.

Job Specification
- University degree in business, finance or related field
- Preferably at least 3 years of credit experience.
- Familiarity with a range of commercial bank products and operations.
- Strong Computer skills (Excel, Word etc.)
- Excellent written and oral communication skills in English. Knowing Pashto and/or Dari languages will be an asset.