Job Description
Responsibilities:
- Achieve assign deposit targets, net if attrition, on monthly basis (Compulsory).
- Open at least 20 New No. of A/c's & PKR 5Mln on monthly basis (Compulsory) - Maintain/Submit Customer Report File on (daily/weekly/monthly) basis as instructed (CRF).
- Maintain Sales Call Management List on daily Basis (CML).
- Process complete Account Opening & Closing formalities in strict adherence to BAHL Standards.
- Timely submission of AOF to CPU without any discrepancy ensuring that KYC regime is in compliance with best practices.
- Process all Customer Stop/Release Payments.
- Process customer request of ATM, Visa Debit Card, Internet Banking, E-statements and SMS Alert.
- Issuance of Cheque Books, initiate and activation of cheque books. - Initiate Account Maintenance and withholding Tax Certificate to controlling branch - Maintain Internet Banking Register.
Conduct & Attribute:
- Ensure proper attrition management process for sales deposits, the incumbent should know the cause and remedial measure of deposit with drawl in his portfolio
- The incumbent will ensure to get sufficient level of product knowledge/information in accordance to satisfaction of customers.
- Refer leads to concern department of consumer products and enhance cross selling incase of any enquiry from customer. the BM.
- Ensure discipline and visible co-ordination with fellow colleagues and supervisor
- Ensure that no services/sales related (Mis-sell) complaints are received from customers.
- Represent the bank in the market place in a professional manner
- BDB is an integral part of the Branch Team, and his day to day supervision and direction will be conducted by the BM. However, it is pre-requisite for incumbent to strictly follow the code of conduct of BAHL in respect of attendance, discipline and dress code.
Job Specification
Business development officers will need to possess the following skills:
- Good communication skills
- Good interpersonal skills
- Good business knowledge
- Negotiation skills
- Tact and diplomacy
- Creativity
- Organisational skills
- A hunger to stay up to date with economic matters
- The ability to stay calm under pressure and meet tight deadlines
- The ability to keep objectives and goals firmly in sight
- The ability to remain flexible and seek alternative options to problems
- Problem-solving skills
Job Rewards and Benefits
Gratuity
Health Insurance
Incentive Bonus
Leaves
Life Insurance
Provident Fund