A skilled and experienced credit officer with a keen eye for detail. four years of experience in the banking industry, with a proven track record in financial analysis and loan applications. Tactful and pleasant in all client conversations and happy to provide help. Practiced in verifying client credit data and navigating the loan process, while translating the complexities into layman terms. Have gained industry training and qualifications and have a full, exemplary computer skills. Thrives in fast-paced and ever-changing business environments. Knowledgeable and innovative professional whose success is based on integrity exceptional customer service efficiency and ambition. Looking for new opportunities to build on a successful career.
· Carry out credit analysis and requests on customers.
· Interpret documentation to make appropriate decisions.
· Recommend loan approvals or denials as well as limits.
· Monitor daily credit operations and mentor junior officers.
· Continually update regulatory and banking knowledge through training.
· Review and check applications and supporting documents
· Code and process applications into required electronic format
· Audit on-line applications for accuracy and completeness
· To update the accounts of borrowers upon the receipt of installment/payments
· Data processor (disbursement and payments)